INSTANT-FINACING
Last updated: June 13, 2025
At INSTANT-FINACING, we are committed to protecting your privacy. This policy aims to clearly explain how your personal data is used, protected, and how your rights are upheld in connection with our financial services.
Purpose of Data Processing
We process data solely for the following purposes:
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To assess and provide financial solutions
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To manage customer relationships and active files
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To comply with legal and regulatory obligations (e.g., anti-fraud, financial reporting)
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To send personalized communications or offers (only if you have given consent)
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To analyze and improve our services and user experience
Legal Basis
Data processing is carried out based on:
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The performance of a contract (e.g., loan request)
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Legal obligations applicable to financial institutions
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Your consent (for marketing and communications)
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Our legitimate interest (e.g., fraud prevention, service optimization)
Data Recipients
In the context of our services, your data may be shared with third parties, such as:
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Banking or insurance partners in connection with financing requests
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Public or judicial authorities, only when required by law
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Technical service providers (e.g., hosting, customer support)
We never sell your personal data to third parties.
Data Retention
Data is retained for as long as necessary to fulfill the purposes for which it was collected:
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Throughout the duration of the contract
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Then archived for the legally required period (usually 5 to 10 years)
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Marketing data is stored for up to 3 years after your last interaction with us
Your Rights
Under applicable regulations (notably the GDPR), you have the following rights:
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To access your personal data
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To rectify, update, or delete it
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To restrict or object to its processing under certain conditions
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To withdraw your consent (where applicable)
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To request data portability
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To lodge a complaint with a supervisory authority (e.g., the CNIL in France)
To exercise your rights, please contact us through the details provided on our website.
Data Security
We implement all necessary technical and organizational measures to ensure the security, confidentiality, and integrity of your data:
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Secure connections (HTTPS, SSL)
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Restricted access to data
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Monitoring, encryption, and backup protocols
Cookies
Our website uses cookies to:
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Improve navigation and functionality
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Generate usage statistics
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Deliver relevant content and ads
When you first visit our website, a cookie banner allows you to manage your preferences. You may also adjust your settings at any time through your browser.
Policy Updates
This Privacy Policy may be updated from time to time to reflect changes in our services or legal requirements. In case of any significant changes, we will notify you via our website or by email.